document.write("<link rel='stylesheet' href='http://www.idxcentral.com/global/ClientAccessComponents/content_management/editor_display_css.cfm?idxid=aboyd&mlsarea=metro' type='text/css'><table width='100%'><tr><td class='idxccm_default'><p><font color=\"#000000\"> <p><em><font color=\"#000000\" /></em></p> <font color=\"#000000\"><em><strong>Conduct business with me confidently.&nbsp; Certified Distressed Property Expert (CDPE), Re/Max Hall of Fame, Re/Max Platinum Club, Lifetime Top Achiever. 11 years full time real estate experience.&nbsp; My thanks to all of you who make my profession so enjoyable and rewarding.&nbsp; I couldn't have done it without you and your faith in me for your referrals!</strong></em></font></font></p> <p><font color=\"#000000\"><em><strong>For very SPECIFIC search requests, please email or call/text me.&nbsp; Looking for master on the main level,&nbsp; built-in pool instead of a Doughboy, only gated community, only over 55 housing, horse amenities, specific schools, investment property, vacation home?&nbsp; There's much more specific criteria MLS agents have available to fine tune a search.&nbsp;</strong></em></font></p> <p><strong>Here are some basic guidelines for Down Payment, FICO, and seller paid closing costs.<br /> FHA 3.5% down, 620 min FICO, seller can pay up to 3% of sales price toward closing and down pay can be all gift funds.&nbsp; Conventional 10% minimum down, 700 FICO to get mortgage insurance.&nbsp; Seller can pay up to 3% of sales price toward closing.&nbsp; Investors 25% down, 700 FICO scores.</strong><em><font color=\"#000000\"><strong><em> </em></strong></font></em></p></td></tr></table>");